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However, this does not influence our evaluations. Here is a list of our partners and here’s how we make money. Citi Velocity, our digital platform for institutional clients, attracted about 200,000 unique client users in 2021, a 64% increase over 2020 and a 138% increase compared with 2019, before the pandemic.

Check the data at the top of this page and the bank’s website for the most current information. CloseCreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed and the card’s rates, fees, rewards and other features.

Welcome applicants and thank you for choosing Citi®. You may apply for your offer by clicking on the “Apply Now” button below or CLICK HERE to view the online application. We’ll use the last four digits of your Social Security number to get your approval odds. Investing online is one of the fastest growing industries in the world. The world is no longer buying physical products, instead it’s buying online. Investing online is a way for people to invest in the stocks, bonds, and other investments that they can buy and invest in with their computer, smart …

Quantitative features are those that boil down to dollars and cents, such as fees, interest rates, rewards and the cash value of benefits and perks. Qualitative factors are those that affect how easy or difficult it is for a typical cardholder to get good value from the card. Our star ratings serve as a general gauge of how each card compares with others in its class, but star ratings are intended to be just one consideration when a consumer is choosing a credit card.

NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty.

When evaluating offers, please review the financial institution’s Terms and Conditions. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. Citi® Diamond Preferred® Card is its lengthy 0% faredrop review reddit intro APR on balance transfers and purchases — an interest-free period of more than a year. This super-long window could make it a worthy get-out-of-debt card for the right applicant. It can take up to 7 days before you’ll know if you’ve been approved or not.

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