Two People in Critical Condition After Shooting Outside Applebee’s in Memphis Suburb

Responding officers found that a four-year-old child was struck by gunfire while playing on a local playground. A gunman attacked an Applebee’s worker last week after she refused to give him money during a robbery incident in Memphis, Tennessee. Said the shooting occurred in a parking lot at the front of the Applebee’s at 3895…

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Thanks To COVID-19, FHA Mortgage Lending Gets Stricter

Many of my borrowers have unpaid outstanding collection accounts. We have no issues in qualifying and closing on their FHA home loans. Banks and mortgage lenders can have their own set of lending guidelines called overlays. Mortgage Overlays are additional mortgage requirements that are on top of the HUD Collections Guidelines. Even though HUD, the…