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Thanks To COVID-19, FHA Mortgage Lending Gets Stricter

Many of my borrowers have unpaid outstanding collection accounts. We have no issues in qualifying and closing on their FHA home loans. Banks and mortgage lenders can have their own set of lending guidelines called overlays. Mortgage Overlays are additional mortgage requirements that are on top of the HUD Collections Guidelines. Even though HUD, the…

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7 Best High Yield Online Savings Accounts of October 2022 NerdWallet

Still, account holders can link their money market account to a BrioDirect checking account, which offers a debit card and access to more than 32,000 surcharge-free ATMs nationwide. Customers can transfer funds in and out of their money market account using the bank’s external transfer feature. The matching program can bolster savings for people who…