An invitation to apply is sent to large groups of people based on demographic information such as ZIP codes. Before you apply, though, it’s worth pointing out the difference between receiving an invitation to apply for the Citi Diamond Preferred and being pre-approved or pre-selected. They sound similar but are based on different criteria and indicate different approval odds.
This super-long window could make it a worthy get-out-of-debt card for the right applicant. And they can redeem it for $100 cash back if they can spend $500 in total purchase using the card in the first 90 days of opening the account. It can take up to rogue leveling talents tbc 7 days before you’ll know if you’ve been approved or not. Free credit score before you apply to assess your odds of being approved. Unfortunately, Citi does not allow you to check your Citi Diamond Preferred pre-approval status online at this time.
Even so, if you are able to pay off purchases on time and in full each month, the bonus can be beneficial and can help to cover some of the card’s 5% balance transfer fee. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty.
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Increase non-taxable income or benefits included by 25%. The PayPal refund policy does not change until all of the prepaid money is paid. PayPal does not refund you if you don’t pay the amount right so you can continue to pay. So how do you know if you’ve paid your PayPal refund?
Other balance transfer credit cards can offer get-out-of-debt incentives. With this no intro APR on balance transfers users can realize how much faster they can pay off their old credit card debt because they are not being penalized compounding interest. Higher credit card balances take longer to pay off because of the continued interest being added on.
For a limited time earn a $150 Statement Credit after you spend $500 on purchases in the first 3 months of account opening. Consumers must have a good to great credit score to be approved for the card. The fastest and most convenient way to apply for the Chase Sapphire card is through the online application site. After completing the application you will receive an instant decision that will take about a minute or so. That’s one of the longest interest-free periods for balance transfers on the market.
When evaluating offers, please review the financial institution’s Terms and Conditions. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. Citi® Diamond Preferred® Card is its lengthy 0% intro APR on balance transfers and purchases — an interest-free period of more than a year.
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